₹1,000 a month at different returns
| Years | Invested | 8% | 10% | 12% | 15% |
|---|---|---|---|---|---|
| 5 years | 60,000 | 73,967 | 78,082 | 82,486 | 89,682 |
| 10 years | 1,20,000 | 1,84,166 | 2,06,552 | 2,32,339 | 2,78,657 |
| 15 years | 1,80,000 | 3,48,345 | 4,17,924 | 5,04,576 | 6,76,863 |
| 20 years | 2,40,000 | 5,92,947 | 7,65,697 | 9,99,148 | 15,15,955 |
| 25 years | 3,00,000 | 9,57,367 | 13,37,890 | 18,97,635 | 32,84,074 |
| 30 years | 3,60,000 | 15,00,295 | 22,79,325 | 35,29,914 | 70,09,821 |
Other SIP amounts for 20 years (12%)
- ₹500 SIP₹4,99,574
- ₹1,000 SIP₹9,99,148
- ₹2,000 SIP₹19,98,296
- ₹2,500 SIP₹24,97,870
- ₹3,000 SIP₹29,97,444
- ₹5,000 SIP₹49,95,740
- ₹10,000 SIP₹99,91,479
- ₹15,000 SIP₹1,49,87,219
- ₹20,000 SIP₹1,99,82,958
- ₹25,000 SIP₹2,49,78,698
- ₹50,000 SIP₹4,99,57,396
Frequently asked questions
What will ₹1,000 SIP for 20 years become?
At 12% a year it grows to about ₹9,99,148 (9.99 lakh). At 10% it would be ₹7,65,697 and at 15% ₹15,15,955.
How much do I invest in total?
₹2,40,000 – ₹1,000 × 240 months.
Is the return guaranteed?
No. Mutual fund returns vary from year to year; this shows a steady average return. Equity funds have averaged around 10–12% over long periods.
Add a yearly step-up or try any amount in the SIP Calculator.