₹2,500 a month at different returns
| Years | Invested | 8% | 10% | 12% | 15% |
|---|---|---|---|---|---|
| 5 years | 1,50,000 | 1,84,917 | 1,95,206 | 2,06,216 | 2,24,204 |
| 10 years | 3,00,000 | 4,60,414 | 5,16,380 | 5,80,848 | 6,96,643 |
| 15 years | 4,50,000 | 8,70,863 | 10,44,811 | 12,61,440 | 16,92,158 |
| 20 years | 6,00,000 | 14,82,368 | 19,14,242 | 24,97,870 | 37,89,887 |
| 25 years | 7,50,000 | 23,93,416 | 33,44,726 | 47,44,088 | 82,10,184 |
| 30 years | 9,00,000 | 37,50,738 | 56,98,313 | 88,24,784 | 1,75,24,552 |
Other SIP amounts for 20 years (12%)
- ₹500 SIP₹4,99,574
- ₹1,000 SIP₹9,99,148
- ₹2,000 SIP₹19,98,296
- ₹2,500 SIP₹24,97,870
- ₹3,000 SIP₹29,97,444
- ₹5,000 SIP₹49,95,740
- ₹10,000 SIP₹99,91,479
- ₹15,000 SIP₹1,49,87,219
- ₹20,000 SIP₹1,99,82,958
- ₹25,000 SIP₹2,49,78,698
- ₹50,000 SIP₹4,99,57,396
Frequently asked questions
What will ₹2,500 SIP for 20 years become?
At 12% a year it grows to about ₹24,97,870 (25 lakh). At 10% it would be ₹19,14,242 and at 15% ₹37,89,887.
How much do I invest in total?
₹6,00,000 – ₹2,500 × 240 months.
Is the return guaranteed?
No. Mutual fund returns vary from year to year; this shows a steady average return. Equity funds have averaged around 10–12% over long periods.
Add a yearly step-up or try any amount in the SIP Calculator.